Laura Vallario
Mortgage Loan Officer
NMLS# 179958

Laura Vallario

Mortgage Loan Officer
NMLS# 179958
Call: 908.400.4085
Fax: 908.235.4300

Primary Location

1421 Drum Hill Rd
Martinsville, NJ 08836

Home Loan Calculators

Our handy calculators let you estimate your monthly payments, find out how much house you could afford, and more.

Mortgage CalculatorsHome Equity Calculator

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About Me

No matter where you are in the home buying process, I can help. As a mortgage loan officer right here in Martinsville, I work with you to help find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Are there special mortgage programs for people like me? I have the resources to answer questions like that and I've worked with lots of people in and around Martinsville with home financing needs similar to yours.

I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 908.400.4085.

Discover what kind of
loan you could qualify for.

Our online system makes it fast and easy.

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Education

Buying a Home

Buying a Home

Buying a home is a big milestone, and you need to have the right people on your side in order to make the best decisions. At U.S. Bank, our experienced mortgage professionals can help you understand your loan choices, explain the loan application process, and review closing procedures and costs. Call our Martinsville office at (908) 400-4085 to learn more about our home loans.

Buying a Home

Refinancing a Home

Refinancing a Home

You never know what life is going to throw your way. If unexpected expenses arise, then consider refinancing your home with U.S. Bank in Martinsville. You can opt for a cash-out refinance to get money right away if you qualify, or you can consider a regular refinance or a streamline refinance which may be able to lower your monthly payments. Call (908) 400-4085 to make an appointment with a mortgage professional.

Refinance Your Home

HARP Program

HARP Program

If you’ve had to tighten your belt a bit lately, then you may want to consider refinancing your mortgage. If your home loan is with Fannie Mae or Freddie Mac, then you might be eligible for the HARP program through U.S. Bank in Martinsville. Some benefits of this program include lower monthly payments, lower interest rates, and shorter terms. Call (908) 400-4085 to learn more.

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Buying Investment Property

Buying Investment Property

There are a few things that you’ll need to get in order if you’re going to purchase an investment property. Lenders will consider your credit score, the amount of your down payment, and if your investment is intended for the short- or long-term. U.S. Bank in Martinsville can show you how these factors will affect your mortgage options—call (908) 400-4085 to learn more.

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VA Home Mortgages

VA Home Mortgages

If you spend countless hours defending your country, then you deserve a home to return to. VA Mortgages from U.S. Bank make it possible for veterans and current members of the National Guard, armed services, and eligible surviving spoU.S.es to receive favorable terms on home loans. Call (908) 400-4085 to learn about the benefits of VA Mortgages.

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