U.S. Bank

Pooja Kulkarni

Mortgage Loan Officer

NMLS# 1456952

Call 510.747.1668

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U.S. Bank

Pooja Kulkarni

Mortgage Loan Officer

NMLS# 1456952

Primary Location

U.S. Bank Area Served
Fremont, CA 94538

About Pooja

No matter where you are in the home buying process, I can help.

  • As a mortgage loan officer right here in Fremont, I work with you to help you find the right mortgage for your unique situation.
  • You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? I can help you answer questions like that and I've worked with lots of people in and around Fremont with home financing needs similar to yours.

I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 510.747.1668.

Start an application today

Home Loan Calculators

Our handy calculators let you estimate your monthly payments, find out how much house you could afford, and more.

Additional Resources

Refinancing a Home

At U.S. Bank, we understand that your financial needs and obligations change over time. Your mortgage is a big part of your budget, and refinancing may be a way to make it more manageable. We have refinancing options that may include lower monthly payments and competitive interest rates. We also offer cash-out options if you have expenses to take care of. Call 510.747.1668 for more information.

Refinance Your Home

First-Time Homebuyer

Does the term “fixed-rate mortgage” seem puzzling to you? If you’re a first-time homebuyer, we at U.S. Bank can help you make sense of it all. We’ll consider your income, how long you plan to stay in your home, and other factors in order to determine what type of mortgage is best for you. Call 510.747.1668 to schedule an appointment with a mortgage professional now.

First-Time Homebuyer

VA Home Mortgages

U.S. Bank appreciates all that veterans have done for our country. We are proud to be approved lenders in the VA Home Loan Guarantee Program. Service members, veterans, and eligible surviving spouses may qualify for lower monthly payments, and/or low or no down payments. Contact our Fremont location to see if you are eligible.

VA Home Mortgages

Building a Home

For many Americans, the “American dream” includes a dream home. If you’re searching the housing market for something truly unique, your best bet might be to build your own. At U.S. Bank, we have a variety of mortgage options that make constructing your own home as straightforward and convenient as possible. Call 510.747.1668 to learn about our construction and construction-to-permanent loans.

Building a Home

Understanding Your Loan Choices

Reviewing home loan options can be a bit overwhelming—let U.S. Bank in Fremont help you figure out the right choice. If you don’t have enough for a down payment, you may qualify for a FHA or VA mortgage. If you might have to move again soon, then an adjustable-rate mortgage might be a suitable choice. Call 510.747.1668 for more information.

Understanding Your Loan Choices

Buying Investment Property

There are a few things that you’ll need to get in order if you’re going to purchase an investment property. Lenders will consider your credit score, the amount of your down payment, and if your investment is intended for the short- or long-term. U.S. Bank in Fremont can show you how these factors will affect your mortgage options—call 510.747.1668 to learn more.

Buying Investment Property