Primary location
U.S. Bank Area ServedPort Jefferson, NY 11777
Connect with Thomas
-
thomas.ulrich@usbank.com
- 631-504-4059
- 631-905-2649
-
Connect when it's convenient for you. Request a call.
Ready to apply? Start your application.
ApplyAbout me
No matter where you are in the home buying process, I can help.
- As a mortgage loan officer right here in Port Jefferson, I work with you to help you find the right mortgage for your unique situation.
- You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? I can help you answer questions like that and I've worked with lots of people in and around Port Jefferson with home financing needs similar to yours.
I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 631-504-4059.
Port Jefferson, NY 11777
Connect with Thomas
-
thomas.ulrich@usbank.com
-
631-504-4059
-
631-905-2649
-
Connect when it's convenient for you. Request a call.
Ready to apply? Start your application.
ApplyExplore more
Resources for builders and realtors
You need a lender that cares about your clients as much as you do.
Today's mortgage rates in New York.
The mortgage rates shown below assume a few basic things, including:
- You have very good credit (a FICO® Score of 740+) and a specific down payment amount for your loan type.1
- Your loan is for a single-family home as your primary residence.
- You will purchase up to one mortgage discount point in exchange for a lower interest rate. Connect with your mortgage loan officer to learn more about mortgage points.
Rates are current as of .
See rates for other states.
Compare current mortgage rates.
Conventional fixed-rate mortgages
| Term | Rate | APR | Monthly Payment | Points |
|---|---|---|---|---|
| 30-year fixed | ||||
| 20-year fixed | ||||
| 15-year fixed | ||||
| 10-year fixed |
Conventional adjustable-rate mortgages
| Term | Rate | APR | Monthly Payment | Points |
|---|---|---|---|---|
| 10/1 | ||||
| 7/1 | ||||
| 5/1 |
Jumbo adjustable-rate mortgages
| Term | Rate | APR | Monthly Payment | Points |
|---|---|---|---|---|
| 10/1 Jumbo | ||||
| 7/1 Jumbo | ||||
| 5/1 Jumbo |
FHA mortgages
| Term | Rate | APR | Monthly Payment | Points |
|---|---|---|---|---|
| 30-year fixed - FHA |
VA mortgages
| Term | Rate | APR | Monthly Payment | Points |
|---|---|---|---|---|
| 30-year fixed - VA |
Jumbo mortgages
| Term | Rate | APR | Monthly Payment | Points |
|---|---|---|---|---|
| 30-year fixed - jumbo | ||||
| 20-year fixed - jumbo | ||||
| 15-year fixed - jumbo |
Thomas Ulrich
Mortgage Loan Officer
NMLS# 404854
631-504-4059
- thomas.ulrich@usbank.com
631-504-4059
-
631-905-2649
Connect when it's convenient for you. Request a call.
Ready to apply? Start your application.
ApplyToday's refinance rates in New York.
The mortgage rates shown below assume a few basic things, including:
- You have very good credit (a FICO® Score of 740+) and a specific amount of equity for your loan type.1
- Your loan is for a single-family home as your primary residence.
- You will purchase up to one mortgage discount point in exchange for a lower interest rate. Connect with your mortgage loan officer to learn more about mortgage points.
Rates are current as of .
See rates for other states.
Compare current refinance rates.
Conventional fixed-rate refinance loans
| Term | Rate | APR | Monthly Payment | Points |
|---|---|---|---|---|
| 30-year fixed | ||||
| 20-year fixed | ||||
| 15-year fixed | ||||
| 10-year fixed |
Conventional adjustable-rate refinance loans
| Term | Rate | APR | Monthly Payment | Points |
|---|---|---|---|---|
| 10/1 | ||||
| 7/1 | ||||
| 5/1 |
Jumbo adjustable-rate refinance loans
| Term | Rate | APR | Monthly Payment | Points |
|---|---|---|---|---|
| 10/1 Jumbo | ||||
| 7/1 Jumbo | ||||
| 5/1 Jumbo |
FHA refinance loans
| Term | Rate | APR | Monthly Payment | Points |
|---|---|---|---|---|
| 30-year fixed - FHA |
VA refinance loans
| Term | Rate | APR | Monthly Payment | Points |
|---|---|---|---|---|
| 30-year fixed - VA |
Jumbo refinance loans
| Term | Rate | APR | Monthly Payment | Points |
|---|---|---|---|---|
| 30-year fixed - jumbo | ||||
| 20-year fixed - jumbo | ||||
| 15-year fixed - jumbo |
Thomas Ulrich
Mortgage Loan Officer
NMLS# 404854
631-504-4059
- thomas.ulrich@usbank.com
631-504-4059
-
631-905-2649
Connect when it's convenient for you. Request a call.
Ready to apply? Start your application.
ApplyMortgage calculator
Use our mortgage calculator to help you better understand your home financing options.
Thomas Ulrich
Mortgage Loan Officer
NMLS# 404854
631-504-4059
- thomas.ulrich@usbank.com
631-504-4059
-
631-905-2649
Connect when it's convenient for you. Request a call.
Ready to apply? Start your application.
ApplyReviews
Thomas Ulrich
Mortgage Loan Officer
NMLS# 404854
631-504-4059
- thomas.ulrich@usbank.com
631-504-4059
-
631-905-2649
Connect when it's convenient for you. Request a call.
Ready to apply? Start your application.
ApplyMortgage FAQ
Get answers to your questions regarding home financing, refinancing and more.
Thomas Ulrich
Mortgage Loan Officer
NMLS# 404854
631-504-4059
- thomas.ulrich@usbank.com
631-504-4059
-
631-905-2649
Connect when it's convenient for you. Request a call.
Ready to apply? Start your application.
Apply