Lora Fisher
Mortgage Loan Officer
NMLS# 613184

Lora Fisher

Mortgage Loan Officer
NMLS# 613184
Call: 805.245.9678

Primary Location

936 State St
Santa Barbara, CA 93101

Home Loan Calculators

Our handy calculators let you estimate your monthly payments, find out how much house you could afford, and more.

Mortgage CalculatorsHome Equity Calculator

Discover what kind of loan you could qualify for.

If you're ready to take the leap into homeownership, we can get you started on the right path.

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About Me

No matter where you are in the home buying process, I can help. As a mortgage loan officer right here in Santa Barbara, I work with you to help you find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? I can help you answer questions like that and I've worked with lots of people in and around Santa Barbara with home financing needs similar to yours.

I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 858.731.6694.

Discover what kind of
loan you could qualify for.

If you're ready to take the leap into homeownership, we can get you started on the right path.

Apply

Education

VA Home Mortgages

VA Home Mortgages

The benefits of the VA Home Loan Guarantee Program are extensive—mortgages with up to 100% financing, lower monthly payments, and the security of a fixed-rate. To learn more about VA Mortgages and eligibility requirements, contact a U.S. Bank mortgage professional at 805.245.9678 today.

VA Home Mortgages

Building a Home

Building a Home

For many Americans, the “American dream” includes a dream home. If you’re searching the housing market for something truly unique, your best bet might be to build your own. At U.S. Bank, we have a variety of mortgage options that make constructing your own home as straightforward and convenient as possible. Call 805.245.9678 to learn about our construction and construction-to-permanent loans.

Building a Home

Buying Investment Property

Buying Investment Property

There are a few things that you’ll need to get in order if you’re going to purchase an investment property. Lenders will consider your credit score, the amount of your down payment, and if your investment is intended for the short- or long-term. U.S. Bank in Santa Barbara can show you how these factors will affect your mortgage options—call 805.245.9678 to learn more.

Buying Investment Property

Buying a Home

Buying a Home

An experienced mortgage professional can help you figure out the best home loan options for your budget. And, he or she can also help you plan ahead to ensure that your new home will be a sound investment. At U.S. Bank, we have mortgage professionals who can help you decide on interest rates, monthly payment amounts, term lengths, and more. Call 805.245.9678 to make an appointment.

Buying a Home

Refinancing a Home

Refinancing a Home

Are you thinking about refinancing your current mortgage? U.S. Bank in Santa Barbara offers competitive interest rates and flexible loan terms. To determine if refinancing is a good option for you, and to learn about your loan choices, call 805.245.9678 to make an appointment with one of our experienced mortgage professionals.

Refinance Your Home

First-Time Homebuyer

First-Time Homebuyer

Does the term “fixed-rate mortgage” seem puzzling to you? If you’re a first-time homebuyer, we at U.S. Bank can help you make sense of it all. We’ll consider your income, how long you plan to stay in your home, and other factors in order to determine what type of mortgage is best for you. Call 805.245.9678 to schedule an appointment with a mortgage professional now.

First-Time Homebuyer

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