If you're ready to take the leap into homeownership, we can get you started on the right path.Apply
No matter where you are in the home buying process, I can help. As a mortgage loan officer right here in Roseville, I work with you to help you find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? I can help you answer questions like that and I've worked with lots of people in and around Roseville with home financing needs similar to yours.
I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 916.601.8782.
Does the term “fixed-rate mortgage” seem puzzling to you? If you’re a first-time homebuyer, we at U.S. Bank can help you make sense of it all. We’ll consider your income, how long you plan to stay in your home, and other factors in order to determine what type of mortgage is best for you. Call 916.601.8782 to schedule an appointment with a mortgage professional now.
At U.S. Bank, we understand that your financial needs and obligations change over time. Your mortgage is a big part of your budget, and refinancing may be a way to make it more manageable. We have refinancing options that may include lower monthly payments and competitive interest rates. We also offer cash-out options if you have expenses to take care of. Call 916.601.8782 for more information.
Refinance Your Home
U.S. Bank appreciates all that veterans have done for our country. We are proud to be approved lenders in the VA Home Loan Guarantee Program. Service members, veterans, and eligible surviving spouses may qualify for lower monthly payments, and/or low or no down payments. Contact our Los Gatos location to see if you are eligible.
VA Home Mortgages
For many Americans, the “American dream” includes a dream home. If you’re searching the housing market for something truly unique, your best bet might be to build your own. At U.S. Bank, we have a variety of mortgage options that make constructing your own home as straightforward and convenient as possible. Call 916.601.8782 to learn about our construction and construction-to-permanent loans.
Building a Home
Reviewing home loan options can be a bit overwhelming—let U.S. Bank in Los Gatos help you figure out the right choice. If you don’t have enough for a down payment, you may qualify for a FHA or VA mortgage. If you might have to move again soon, then an adjustable-rate mortgage might be a suitable choice. Call 916.601.8782 for more information.
Understanding Your Loan Choices
Whether you’re ready to purchase your first house, relocating to a new area, U.S. Bank has a mortgage solution that can meet your needs. From prequalification to closing on your mortgage, we’ll be with you all the way. Contact me at our Los Gatos location at 916.601.8782 to discuss your mortgage loan options in person.
Buying a Home