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7284 Lagae RdCastle Rock, CO 80108
jason.kragel@usbank.com
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Primary location
7284 Lagae Rd303-305-5867
303-521-0015
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The mortgage rates shown below assume a few basic things, including:
Rates are current as of .
See rates for other states.
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30-year fixed - VA |
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Mortgage Sales Supervisor
NMLS# 488977
303-305-5867
303-305-5867
303-521-0015
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Mortgage Sales Supervisor
NMLS# 488977
303-305-5867
303-305-5867
303-521-0015
Connect when it's convenient for you. Request a call.
Ready to apply? Start your application.
ApplyMortgage Sales Supervisor
NMLS# 488977
303-305-5867
303-305-5867
303-521-0015
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Ready to apply? Start your application.
ApplyGet answers to your questions regarding home financing, refinancing and more.
If you’re considering a lot loan, you should be prepared to meet a variety of qualifying factors that can include credit score, down payment amount and debt-to-income ratio. You can strengthen your ability to qualify by monitoring your credit score and taking steps to get your score as high as possible prior to applying for the loan. Contact your mortgage loan officer to learn more about how to get a lot loan.
A lot loan is a mortgage that pays for a residential lot on which a single-family detached home will be built in the near future. It’s different from a construction loan in that it only pays for the lot the home will be built on. The construction loan pays for the construction of the home itself. Condo properties and properties with existing structures on the site are not eligible.
Lot loans are available to qualified buyers who are interested in buying a lot to build a home on. With lot loans, the initial interest rate is fixed for a set period and then becomes variable, adjusting every year for the remaining life of the loan. For example, a 3/1 ARM lot loan has a fixed rate for the first three years and an adjustable rate for the remaining duration of the loan. To learn more about how lot loans work, connect with your mortgage loan officer.
A jumbo loan is a non-conforming loan for single-family homes with loan amounts greater than $726,200. In certain high cost areas, such as Alaska and Hawaii, the conforming limit is up to $1,089,300. To qualify for a jumbo mortgage loan, you must meet the established guidelines for credit score, income and other personal financial information.
Jumbo loans are mortgages that exceed conforming loan limits. The limit on conforming loans is $726,200 in most areas of the country, but jumbo mortgages can exceed these limits. The limit can be as high as $1,089,300 in certain high cost areas, including Alaska and Hawaii.
A VA jumbo loan is a Veterans Affairs (VA) loan that exceeds the conforming loan limit of $726,200 and up to $1,089,300 in high-cost areas such as Alaska and Hawaii. If you’re an active-duty service member, veteran or eligible surviving spouse, and you meet the income and credit requirements, a VA jumbo loan could be an option for you.
The process of buying a vacation home is similar to buying a primary residence. However, the credit, down payment and cash reserve requirements may be a bit stricter since they represent an added risk to the lender. To learn more about how to buy a vacation home, contact your mortgage loan officer.
There are several things to consider before you buy a vacation home. You should think about how you’ll use the home and how often you’ll use it. You should also keep in mind the cost and location of the home.
When considering the purchase of a vacation home, you should choose your desired location carefully. Decide which factors are most important to you, whether it be a particular climate, the distance to the activities you enjoy or proximity to nearby towns and major cities. Answering these questions will help you narrow down your options and find the best fit for your lifestyle.
A physician loan is a mortgage designed for Doctors of Medicine (MD) and Doctors of Osteopathic Medicine (DO). They offer low down payment options and relaxed debt-to-income ratios. Another benefit is that they don’t require private mortgage insurance (PMI).
Physician loans are available to recent medical school graduates, new doctors or residents. They often have more flexible lending requirements regarding down payment, debt-to-income ratio and private mortgage insurance (PMI). To be eligible for a physician loan, the property must be your primary residence. Second homes and vacation homes do not qualify. To learn more about how physician loans work, connect with your mortgage loan officer.
No. Physician loans differ from conventional loans in several ways. Physician loans don’t require private mortgage insurance (PMI), they’re flexible with debt-to-income ratios and they typically will accept a signed contract as employment verification.
Mortgage Sales Supervisor
NMLS# 488977
303-305-5867
303-305-5867
303-521-0015
Connect when it's convenient for you. Request a call.
Ready to apply? Start your application.
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