Tim Kromke
Mortgage Loan Officer
NMLS# 224975

Tim Kromke

Mortgage Loan Officer
NMLS# 224975
Call: 608.791.7213

Primary Location

201 Main St
La Crosse, WI 54601

Home Loan Calculators

Our handy calculators let you estimate your monthly payments, find out how much house you could afford, and more.

Mortgage CalculatorsHome Equity Calculator

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About Me

No matter where you are in the home buying process, I can help. As a mortgage loan officer right here in La Crosse, I work with you to help find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Are there special mortgage programs for people like me? I have the resources to answer questions like that and I've worked with lots of people in and around La Crosse with home financing needs similar to yours.

I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 608.791.7213.

Discover what kind of
loan you could qualify for.

Our online system makes it fast and easy.

Get Started

Education

First-Time Homebuyer

First-Time Homebuyer

At U.S. Bank in La Crosse, we guide first-time homebuyers through all the stages of obtaining a home mortgage—including what to do after you own your home. Besides helping you choose and apply for the right kind of mortgage, we can also talk to you about construction and debt consolidation mortgages. Call (608) 791-7213 to learn more about home financing.

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Refinancing a Home

Refinancing a Home

If you’ve been dreaming of upgrading your master bathroom, putting an addition on your home, or renovating your kitchen, then consider refinancing your mortgage. Cash-Out Refinancing options from U.S. Bank in La Crosse are one way to pay for renovations. We also offer Regular Refinance and Streamline Refinance options—call (608) 791-7213 to learn more.

Refinance Your Home

VA Home Mortgages

VA Home Mortgages

VA Mortgages are designed to assist service members like you in achieving the dream of homeownership. U.S. Bank in city participates in this program, which offers a streamlined mortgage application process, little or no money down required at closing, and no mortgage insurance premiums. Call (608) 791-7213 to learn more.

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Building a Home

Building a Home

Ready for a change of scenery? How about something completely new? If you’re considering building your own custom home, then U.S. Bank in La Crosse is ready to help. We have lot loans, construction loans, and construction-to-permanent loans. We’ll guide you through every step of the home financing process. Call (608) 791-7213 to schedule an appointment with one of our mortgage specialists.

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Understanding Your Loan Choices

Understanding Your Loan Choices

When it comes to mortgages, every type of home financing has its pros and cons. A fixed-rate mortgage features fixed monthly payments, and it is ideal for borrowers who plan on staying in their home for several years. Adjustable-rate mortgages have lower rates, but they may go up in the future. To figure out the best financing option for you, call (608) 791-7213.

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Buying a Home

Buying a Home

Maybe you’ve been living in the same house for decades, or maybe you’re ready to finally purchase that lake house. Whatever the reason, the mortgage professionals at U.S. Bank in La Crosse can help you find the right home loan. We offer home financing options for all types of buyers, and we’ll personally guide you through the mortgage process step-by-step.

Buying a Home

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