Your family deserves the best, and going through the home financing process is no exception. As a mortgage professional, I know how stressful this process can be, which is why I will do everything I can to assist you. Contact me at 505.865.2570 to learn more about how I can guide you and your family through the home buying process.
When it comes to purchasing a home, it’s crucial to know what factors will affect your ability to get a home and what sort of interest rates you may qualify for. At U.S. Bank in Los Lunas, we can talk to you about how your credit score, assets, income, and other financial information will impact your home financing options. Call (505) 865-2570 to speak to a mortgage professional.
Buying a Home
If you’re a current U.S. Bank mortgage customer, then you’ll appreciate the process to refinance your home loan with us. Our Streamline Refinance options include conventional streamline refinance, FHA streamline refinance, and VA streamline refinance. We make it quick to apply for lower monthly payments and favorable interest rates—call (505) 865-2570 to learn more.
Refinance Your Home
A HARP mortgage refinance from U.S. Bank in Los Lunas may change your current mortgage to something that is more appropriate to your current financial needs. If you don’t qualify for traditional refinancing due to the current value of your house, and your home loan is with Fannie Mae or Freddie Mac, then a HARP refinancing may be an option. Call (505) 865-2570 for more information.
Like any big financial decision, purchasing an investment property requires that you “do your homework.” Will you be able to perform upkeep on it? Do you have enough for a down payment? At U.S. Bank in Los Lunas, we can help you address these concerns while you explore your mortgage options.
The benefits of the VA Home Loan Guarantee Program are extensive—mortgages with up to 100% financing, lower monthly payments, and the security of a fixed-rate. To learn more about VA Mortgages and eligibility requirements, contact a U.S. Bank mortgage professional at (505) 865-2570 today.