Audrey L Kloster
Mortgage Loan Officer
NMLS# 488993

Audrey L Kloster

Mortgage Loan Officer
NMLS# 488993
Call: 605.339.8737
Fax: 605.339.8753

Primary Location

141 N Main Ave
Sioux Falls, SD 57104

Home Loan Calculators

Our handy calculators let you estimate your monthly payments, find out how much house you could afford, and more.

Mortgage CalculatorsHome Equity Calculator

Discover what kind of loan you could qualify for.

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About Me

No matter where you are in the home buying process, I can help. As a mortgage loan officer right here in Sioux Falls, I work with you to help find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Are there special mortgage programs for people like me? I have the resources to answer questions like that and I've worked with lots of people in and around Sioux Falls with home financing needs similar to yours.

I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 605.339.8737.

Discover what kind of
loan you could qualify for.

Our online system makes it fast and easy.

Get Started

Education

First-Time Homebuyer

First-Time Homebuyer

Does the term “fixed-rate mortgage” seem puzzling to you? If you’re a first-time homebuyer, we at U.S. Bank can help you make sense of it all. We’ll consider your income, how long you plan to stay in your home, and other factors in order to determine what type of mortgage is best for you. Call 605.339.8737 to schedule an appointment with a mortgage professional now.

First-Time Homebuyer

Refinancing a Home

Refinancing a Home

If your home has everything that you need except for a top-of-the-line kitchen, then maybe it’s time to consider refinancing. Cash-out refinances from U.S. Bank in Sioux Falls are often used to pay for home remodeling or renovating. Our competitive interest rates and flexible loan terms may allow you to get a great deal on your mortgage. Contact us at 605.339.8737 today.

Refinance Your Home

VA Home Mortgages

VA Home Mortgages

At U.S. Bank in Sioux Falls, we know about the common financial challenges faced by military families. That’s why we participate in the VA Home Loan Guarantee program, which offers a streamlined approach to the mortgage approval process. VA Mortgages also feature low or no down payments, fixed-rate mortgages, and lower monthly payments.

VA Home Mortgages

Building a Home

Building a Home

For many Americans, the “American dream” includes a dream home. If you’re searching the housing market for something truly unique, your best bet might be to build your own. At U.S. Bank, we have a variety of mortgage options that make constructing your own home as straightforward and convenient as possible. Call 605.339.8737 to learn about our construction and construction-to-permanent loans.

Building a Home

Understanding Your Loan Choices

Understanding Your Loan Choices

Reviewing home loan options can be a bit overwhelming—let U.S. Bank in Sioux Falls help you figure out the right choice. If you don’t have enough for a down payment, you may qualify for a FHA or VA mortgage. If you might have to move again soon, then an adjustable-rate mortgage might be a suitable choice. Call 605.339.8737 for more information.

Understanding Your Loan Choices

Buying a Home

Buying a Home

Whether you’re ready to purchase your first house, relocating to a new area, U.S. Bank has a mortgage solution that can meet your needs. From prequalification to closing on your mortgage, we’ll be with you all the way. Contact me at our Sioux Falls location at 605.339.8737 to discuss your mortgage loan options in person.

Buying a Home

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