Melissa Schmidt
Mortgage Loan Officer
NMLS# 664697

Melissa Schmidt

Mortgage Loan Officer
NMLS# 664697
Call: 701.239.2443
Fax: 701.280.3589

Primary Location

3225 25th St South
Fargo, ND 58104

Home Loan Calculators

Our handy calculators let you estimate your monthly payments, find out how much house you could afford, and more.

Mortgage CalculatorsHome Equity Calculator

Discover what kind of loan you could qualify for.

Our online system makes it fast and easy.

Get Started

About Me

Everyone has a dream home in mind. Whether it's an historic center hall colonial or a contemporary bi-level, I will try to help make your home ownership dreams a reality. U.S. Bank has been in the mortgage business for decades, so I have the resources to answer questions like: How much should I put down? What is the best term for my budget?

Your family deserves the best, and going through the home financing process is no exception. As a mortgage professional, I know how stressful this process can be, which is why I will do everything I can to assist you. Contact me at 701.239.2443 to learn more about how I can guide you and your family through the home buying process.

Discover what kind of
loan you could qualify for.

Our online system makes it fast and easy.

Get Started

Education

Buying a Home

Buying a Home

Buying a home is a big milestone, and you need to have the right people on your side in order to make the best decisions. At U.S. Bank, our experienced mortgage professionals can help you understand your loan choices, explain the loan application process, and review closing procedures and costs. Call our Fargo office at (701) 239-2443 to learn more about our home loans.

Buying a Home

Refinancing a Home

Refinancing a Home

You never know what life is going to throw your way. If unexpected expenses arise, then consider refinancing your home with U.S. Bank in Fargo. You can opt for a cash-out refinance to get money right away if you qualify, or you can consider a regular refinance or a streamline refinance which may be able to lower your monthly payments. Call (701) 239-2443 to make an appointment with a mortgage professional.

Refinance Your Home

HARP Program

HARP Program

If you’ve had to tighten your belt a bit lately, then you may want to consider refinancing your mortgage. If your home loan is with Fannie Mae or Freddie Mac, then you might be eligible for the HARP program through U.S. Bank in Fargo. Some benefits of this program include lower monthly payments, lower interest rates, and shorter terms. Call (701) 239-2443 to learn more.

Learn More

Buying Investment Property

Buying Investment Property

There are a few things that you’ll need to get in order if you’re going to purchase an investment property. Lenders will consider your credit score, the amount of your down payment, and if your investment is intended for the short- or long-term. U.S. Bank in Fargo can show you how these factors will affect your mortgage options—call (701) 239-2443 to learn more.

Learn More

VA Home Mortgages

VA Home Mortgages

If you spend countless hours defending your country, then you deserve a home to return to. VA Mortgages from U.S. Bank make it possible for veterans and current members of the National Guard, armed services, and eligible surviving spoU.S.es to receive favorable terms on home loans. Call (701) 239-2443 to learn about the benefits of VA Mortgages.

Learn More

Understanding Your Loan Choices

Understanding Your Loan Choices

Reviewing home loan options can be a bit overwhelming—let U.S. Bank in Fargo help you figure out the right choice. If you don’t have enough for a down payment, you may qualify for a FHA or VA mortgage. If you might have to move again soon, then an adjustable-rate mortgage might be a suitable choice. Call (701) 239-2443 for more information.

Learn More

View All