Our online system makes it fast and easy.Get Started
I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 763.795.2041.
At U.S. Bank in Circle Pines, we guide first-time homebuyers through all the stages of obtaining a home mortgage—including what to do after you own your home. Besides helping you choose and apply for the right kind of mortgage, we can also talk to you about construction and debt consolidation mortgages. Call 763.795.2041 to learn more about home financing.
Are you dissatisfied with how your current lender is handling your home loan? U.S. Bank has refinancing programs that may assist you with your current mortgage. Our refinance options include HARP refinancing, the Veterans Administration Interest Rate Reduction Refinance, FHA refinances, and more. Call 763.795.2041 to make an appointment with a mortgage professional.
Refinance Your Home
The VA Home Loan Guarantee Program is an initiative intended to help service members, veterans, and eligible surviving spouses secure favorable terms on home loans or mortgage refinancing. At U.S. Bank in Circle Pines, we may be able to help make home ownership affordable for you. Call 763.795.2041 to learn if you will be eligible for benefits like lower monthly payments and a streamlined application process.
VA Home Mortgages
Ready for a change of scenery? How about something completely new? If you’re considering building your own custom home, then U.S. Bank in Circle Pines is ready to help. We have lot loans, construction loans, and construction-to-permanent loans. We’ll guide you through every step of the home financing process. Call 763.795.2041 to schedule an appointment with one of our mortgage specialists.
Building a Home
When it comes to mortgages, every type of home financing has its pros and cons. A fixed-rate mortgage features fixed monthly payments, and it is ideal for borrowers who plan on staying in their home for several years. Adjustable-rate mortgages have lower rates, but they may go up in the future. To figure out the best financing option for you, call 763.795.2041.
Understanding Your Loan Choices
At U.S. Bank in Circle Pines, we know that the home loan process may seem a little intimidating. We’re here to help you understand your mortgage loan options and make the right decisions. Our mortgage professionals can guide you every step of the way, from determining your budget to applying for a mortgage to closing on your new house.
Buying a Home