Melissa Blackledge
Mortgage Loan Officer
NMLS# 570397

Melissa Blackledge

Mortgage Loan Officer
NMLS# 570397
Call: 763.795.2041
Fax: 763.786.1918

Primary Location

1 Village Pkwy
Circle Pines, MN 55014

Home Loan Calculators

Our handy calculators let you estimate your monthly payments, find out how much house you could afford, and more.

Mortgage CalculatorsHome Equity Calculator

Discover what kind of loan you could qualify for.

If you're ready to take the leap into homeownership, we can get you started on the right path.

Apply

About Me

No matter where you are in the home buying process, I can help. As a mortgage loan officer right here in Circle Pines, I work with you to help you find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? I can help you answer questions like that and I've worked with lots of people in and around Circle Pines with home financing needs similar to yours.

I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 763.795.2041.

Discover what kind of
loan you could qualify for.

If you're ready to take the leap into homeownership, we can get you started on the right path.

Apply

Education

First-Time Homebuyer

First-Time Homebuyer

At U.S. Bank in Circle Pines, we guide first-time homebuyers through all the stages of obtaining a home mortgage—including what to do after you own your home. Besides helping you choose and apply for the right kind of mortgage, we can also talk to you about construction and debt consolidation mortgages. Call 763.795.2041 to learn more about home financing.

First-Time Homebuyer

Refinancing a Home

Refinancing a Home

Are you dissatisfied with how your current lender is handling your home loan? U.S. Bank has refinancing programs that may assist you with your current mortgage. Our refinance options include HARP refinancing, the Veterans Administration Interest Rate Reduction Refinance, FHA refinances, and more. Call 763.795.2041 to make an appointment with a mortgage professional.

Refinance Your Home

VA Home Mortgages

VA Home Mortgages

The VA Home Loan Guarantee Program is an initiative intended to help service members, veterans, and eligible surviving spouses secure favorable terms on home loans or mortgage refinancing. At U.S. Bank in Circle Pines, we may be able to help make home ownership affordable for you. Call 763.795.2041 to learn if you will be eligible for benefits like lower monthly payments and a streamlined application process.

VA Home Mortgages

Building a Home

Building a Home

Ready for a change of scenery? How about something completely new? If you’re considering building your own custom home, then U.S. Bank in Circle Pines is ready to help. We have lot loans, construction loans, and construction-to-permanent loans. We’ll guide you through every step of the home financing process. Call 763.795.2041 to schedule an appointment with one of our mortgage specialists.

Building a Home

Understanding Your Loan Choices

Understanding Your Loan Choices

When it comes to mortgages, every type of home financing has its pros and cons. A fixed-rate mortgage features fixed monthly payments, and it is ideal for borrowers who plan on staying in their home for several years. Adjustable-rate mortgages have lower rates, but they may go up in the future. To figure out the best financing option for you, call 763.795.2041.

Understanding Your Loan Choices

Buying a Home

Buying a Home

At U.S. Bank in Circle Pines, we know that the home loan process may seem a little intimidating. We’re here to help you understand your mortgage loan options and make the right decisions. Our mortgage professionals can guide you every step of the way, from determining your budget to applying for a mortgage to closing on your new house.

Buying a Home

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