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At U.S. Bank in Mt. Vernon, we guide first-time homebuyers through all the stages of obtaining a home mortgage—including what to do after you own your home. Besides helping you choose and apply for the right kind of mortgage, we can also talk to you about construction and debt consolidation mortgages. Call 618.241.7787 to learn more about home financing.
Are you thinking about refinancing your current mortgage? U.S. Bank in Mt. Vernon offers competitive interest rates and flexible loan terms. To determine if refinancing is a good option for you, and to learn about your loan choices, call 618.241.7787 to make an appointment with one of our experienced mortgage professionals.
Refinance Your Home
U.S. Bank appreciates all that veterans have done for our country. We are proud to be approved lenders in the VA Home Loan Guarantee Program. Service members, veterans, and eligible surviving spouses may qualify for lower monthly payments, and/or low or no down payments. Contact our Mt. Vernon location to see if you are eligible.
VA Home Mortgages
Ready for a change of scenery? How about something completely new? If you’re considering building your own custom home, then U.S. Bank in Mt. Vernon is ready to help. We have lot loans, construction loans, and construction-to-permanent loans. We’ll guide you through every step of the home financing process. Call 618.241.7787 to schedule an appointment with one of our mortgage specialists.
Building a Home
When it comes to mortgages, every type of home financing has its pros and cons. A fixed-rate mortgage features fixed monthly payments, and it is ideal for borrowers who plan on staying in their home for several years. Adjustable-rate mortgages have lower rates, but they may go up in the future. To figure out the best financing option for you, call 618.241.7787.
Understanding Your Loan Choices
Maybe you’ve been living in the same house for decades, or maybe you’re ready to finally purchase that lake house. Whatever the reason, the mortgage professionals at U.S. Bank in Mt. Vernon can help you find the right home loan. We offer home financing options for all types of buyers, and we’ll personally guide you through the mortgage process step-by-step.
Buying a Home