Maybe you’ve been living in the same house for decades, or maybe you’re ready to finally purchase that lake house. Whatever the reason, the mortgage professionals at U.S. Bank in Mt. Vernon can help you find the right home loan. We offer home financing options for all types of buyers, and we’ll personally guide you through the mortgage process step-by-step.
Buying a Home
Are you thinking about refinancing your current mortgage? U.S. Bank in Mt. Vernon offers competitive interest rates and flexible loan terms. To determine if refinancing is a good option for you, and to learn about your loan choices, call (618) 241-7787 to make an appointment with one of our experienced mortgage professionals.
Refinance Your Home
If your financial situation has been unstable, then U.S. Bank in Mt. Vernon may have a way to help. The HARP program is designed to help struggling homeowners refinance their mortgages so that they can stay in their homes. You may be eligible for better interest rates or lower monthly payments if your home loan is with Fannie Mae or Freddie Mac—call (618) 241-7787 to learn more.
U.S. Bank appreciates all that veterans have done for our country. We are proud to be approved lenders in the VA Home Loan Guarantee Program. Service members, veterans, and eligible surviving spouses may qualify for lower monthly payments, and/or low or no down payments. Contact our Mt. Vernon location to see if you are eligible.
At U.S. Bank in Mt. Vernon, we guide first-time homebuyers through all the stages of obtaining a home mortgage—including what to do after you own your home. Besides helping you choose and apply for the right kind of mortgage, we can also talk to you about construction and debt consolidation mortgages. Call (618) 241-7787 to learn more about home financing.