When it comes to purchasing a home, it’s crucial to know what factors will affect your ability to get a home and what sort of interest rates you may qualify for. At U.S. Bank in Florence, we can talk to you about how your credit score, assets, income, and other financial information will impact your home financing options. Call (859) 653-1564 to speak to a mortgage professional.
Buying a Home
If you’re a current U.S. Bank mortgage customer, then you’ll appreciate the process to refinance your home loan with us. Our Streamline Refinance options include conventional streamline refinance, FHA streamline refinance, and VA streamline refinance. We make it quick to apply for lower monthly payments and favorable interest rates—call (859) 653-1564 to learn more.
Refinance Your Home
You’ve finally made the courageous decision to build your own dream home. Great! Do you know what to look for in a builder, or how you’re going to finance your new house? At U.S. Bank in Florence, we can guide you through this exciting process. We offer financing for lot loans, construction loans, and construction-to-permanent loans. Call (859) 653-1564 to learn more.
Like any big financial decision, purchasing an investment property requires that you “do your homework.” Will you be able to perform upkeep on it? Do you have enough for a down payment? At U.S. Bank in Florence, we can help you address these concerns while you explore your mortgage options.
There are a lot of mortgage lenders out there—working with one who’s helpful can make all the difference. At U.S. Bank in Florence, we’ll discuss all of the home loans available to you, so that you can make the right decision. From fixed-rate to VA mortgages to jumbo loans, we have a home financing option that will work for you.
The benefits of the VA Home Loan Guarantee Program are extensive—mortgages with up to 100% financing, lower monthly payments, and the security of a fixed-rate. To learn more about VA Mortgages and eligibility requirements, contact a U.S. Bank mortgage professional at (859) 653-1564 today.