Eric Miller
Mortgage Loan Officer
NMLS# 642739

Eric Miller

Mortgage Loan Officer
NMLS# 642739
Call: 320.282.5165
Fax: 507.444.2221

Primary Location

132 W Broadway
Owatonna, MN 55060

Home Loan Calculators

Our handy calculators let you estimate your monthly payments, find out how much house you could afford, and more.

Mortgage CalculatorsHome Equity Calculator

Home Loan Calculators

Our handy calculators let you estimate your monthly payments, find out how much house you could afford, and more.

Mortgage CalculatorsHome Equity Calculator

About Me

No matter where you are in the home buying process, I can help. As a mortgage specialist right here in Owatonna, I can help you connect with local real estate agents to find the home you want, and then work with you to find the right mortgage for your unique situation.

You probably have lots of questions. How much house can I really afford? Are there special mortgage programs for people like me? I've been answering questions like these since 2012, and I've worked with lots of people in and around Owatonna with home financing needs similar to yours.

I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 320.282.5165.

Discover what kind of
loan you could qualify for.

Our online system makes it fast and easy.

Get Started

Education

Buying a Home

Buying a Home

From conventional fixed-rate loans to government-backed loans, U.S. Bank has a variety of mortgage options that can help you finance your home. Not sure which option is best for you? Call (320) 282-5165 to speak with one of our mortgage professionals—we can guide you through the process of choosing a loan and getting pre-qualified.

Buying a Home

Refinancing a Home

Refinancing a Home

Are you dissatisfied with how your current lender is handling your home loan? U.S. Bank has refinancing programs that may assist you with your current mortgage. Our refinance options include HARP refinancing, the Veterans Administration Interest Rate Reduction Refinance, FHA refinances, and more. Call (320) 282-5165 to make an appointment with a mortgage professional.

Refinance Your Home

Building a Home

Building a Home

Designing and building your own custom home is a dream come true. Let U.S. Bank help you figure out which mortgage option will best suit your needs. We have construction and construction-to-permanent loans that can help you finance your new house, and we even offer lot loans if you’ve found the right location, but are still deciding on what to construct. Call (320) 282-5165 to speak with a mortgage professional.

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Buying Investment Property

Buying Investment Property

If you’re looking to build a financial nest egg, then an investment property may be a great way to do so. At U.S. Bank in Owatonna, we can help you research what sorts of properties will be the most profitable—whether it’s a vacation home in or a multi-unit residential building. Contact us at (320) 282-5165 to schedule an appointment with a mortgage professional.

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Understanding Your Loan Choices

Understanding Your Loan Choices

There isn’t one easy way to determine which mortgage is best for you. You will need to consider a number of factors when choosing a home loan—luckily, we at U.S. Bank in Owatonna can help you make sense of it all. Call (320) 282-5165 to make an appointment to discuss fixed-rate vs. adjustable-rate mortgages, interest rates, and more.

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VA Home Mortgages

VA Home Mortgages

VA Mortgages are designed to assist service members like you in achieving the dream of homeownership. U.S. Bank in city participates in this program, which offers a streamlined mortgage application process, little or no money down required at closing, and no mortgage insurance premiums. Call (320) 282-5165 to learn more.

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