If you're ready to take the leap into homeownership, we can get you started on the right path.Apply
No matter where you are in the home buying process, I can help. As a mortgage loan officer right here in Owatonna, I work with you to help you find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? I can help you answer questions like that and I've worked with lots of people in and around Owatonna with home financing needs similar to yours.
I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 320.282.5165.
Ready to say “goodbye” to your landlord? At U.S. Bank in Owatonna, we have financing options that are perfect for first-time homebuyers. We can help you consider all of the factors, such as homeowner’s insurance, property taxes, closing costs, and more. You can even check out our online Home Mortgage Calculators to get an idea of what your monthly payments may be. Call 320.282.5165 to learn more.
Are you dissatisfied with how your current lender is handling your home loan? U.S. Bank has refinancing programs that may assist you with your current mortgage. Our refinance options include HARP refinancing, the Veterans Administration Interest Rate Reduction Refinance, FHA refinances, and more. Call 320.282.5165 to make an appointment with a mortgage professional.
Refinance Your Home
VA Mortgages are designed to assist service members like you in achieving the dream of homeownership. U.S. Bank in city participates in this program, which offers a streamlined mortgage application process, little or no money down required at closing, and no mortgage insurance premiums. Call 320.282.5165 to learn more.
VA Home Mortgages
Designing and building your own custom home is a dream come true. Let U.S. Bank help you figure out which mortgage option will best suit your needs. We have construction and construction-to-permanent loans that can help you finance your new house, and we even offer lot loans if you’ve found the right location, but are still deciding on what to construct. Call 320.282.5165 to speak with a mortgage professional.
Building a Home
There isn’t one easy way to determine which mortgage is best for you. You will need to consider a number of factors when choosing a home loan—luckily, we at U.S. Bank in Owatonna can help you make sense of it all. Call 320.282.5165 to make an appointment to discuss fixed-rate vs. adjustable-rate mortgages, interest rates, and more.
Understanding Your Loan Choices
From conventional fixed-rate loans to government-backed loans, U.S. Bank has a variety of mortgage options that can help you finance your home. Not sure which option is best for you? Call 320.282.5165 to speak with one of our mortgage professionals—we can guide you through the process of choosing a loan and getting pre-qualified.
Buying a Home