Phillip V Foust
Mortgage Loan Officer
NMLS# 417583

Phillip V Foust

Mortgage Loan Officer
NMLS# 417583
Call: 913.725.7127

Primary Location

12800 Foster St
Overland Park, KS 66213

Home Loan Calculators

Our handy calculators let you estimate your monthly payments, find out how much house you could afford, and more.

Mortgage CalculatorsHome Equity Calculator

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About Me

No matter where you are in the home buying process, I can help. As a mortgage loan officer right here in Overland Park, I work with you to help find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Are there special mortgage programs for people like me? I have the resources to answer questions like that and I've worked with lots of people in and around Overland Park with home financing needs similar to yours.

I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 913.725.7127.

Discover what kind of
loan you could qualify for.

Our online system makes it fast and easy.

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Education

VA Home Mortgages

VA Home Mortgages

At U.S. Bank in Overland Park, we know about the common financial challenges faced by military families. That’s why we participate in the VA Home Loan Guarantee program, which offers a streamlined approach to the mortgage approval process. VA Mortgages also feature low or no down payments, fixed-rate mortgages, and lower monthly payments.

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First-Time Homebuyer

First-Time Homebuyer

If you’re new to the home buying process, there’s a lot that you’ll need to learn. At U.S. Bank in Overland Park, we can make sure that you understand how interest rates, down payments, and other factors are considered when determining your home financing solution. Call us at (913) 725-7127 to schedule an appointment—we’ll walk you through every step of the process.

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Buying a Home

Buying a Home

At U.S. Bank in Overland Park, we know that the home loan process may seem a little intimidating. We’re here to help you understand your mortgage loan options and make the right decisions. Our mortgage professionals can guide you every step of the way, from determining your budget to applying for a mortgage to closing on your new house.

Buying a Home

HARP Program

HARP Program

Is your home “underwater”? If you’ve been struggling to make your mortgage payments, and if you don’t qualify for traditional refinancing due to the value of your house, and if your home loan is with Fannie Mae or Freddie Mac, then you may qualify for the HARP program through U.S. Bank in Overland Park. You may be able to replace your mortgage with one that has better interest rates or lower monthly payments—call (913) 725-7127 to schedule an appointment.

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Understanding Your Loan Choices

Understanding Your Loan Choices

Your home is unique, and your mortgage should be, too. Whether you’re buying a vacation home, investment property, or primary residence is just one of the many factors that we at U.S. Bank in Overland Park will take into account while helping you understand your home loan choices. We have a variety of mortgage options—call (913) 725-7127 to learn more.

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Refinancing a Home

Refinancing a Home

As your mortgage needs change over time, U.S. Bank will be with you every step of the way to provide home loan guidance. We offer home loan refinancing that may decrease your monthly payments or reduce the time it takes to pay off your loan. If you’re trying to decrease your debt, you may consider cash-out refinancing options to take care of expenses. Call (913) 725-7127 to learn more.

Refinance Your Home

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