If you're ready to take the leap into homeownership, we can get you started on the right path.Apply
No matter where you are in the home buying process, I can help. As a mortgage loan officer right here in Mason City, I work with you to help you find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? I can help you answer questions like that and I've worked with lots of people in and around Mason City with home financing needs similar to yours.
I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 641.494.2164.
At U.S. Bank in Mason City, we guide first-time homebuyers through all the stages of obtaining a home mortgage—including what to do after you own your home. Besides helping you choose and apply for the right kind of mortgage, we can also talk to you about construction and debt consolidation mortgages. Call 641.494.2164 to learn more about home financing.
At U.S. Bank, we understand that your financial needs and obligations change over time. Your mortgage is a big part of your budget, and refinancing may be a way to make it more manageable. We have refinancing options that may include lower monthly payments and competitive interest rates. We also offer cash-out options if you have expenses to take care of. Call 641.494.2164 for more information.
Refinance Your Home
When you’ve sacrificed for your country, you deserve to be appreciated. One way that the government rewards its service members is through the VA Home Loan Guarantee Program. U.S. Bank proudly participates in this program, in which eligible applicants may have to make low or no down payments. Call 641.494.2164 to learn more.
VA Home Mortgages
Ready for a change of scenery? How about something completely new? If you’re considering building your own custom home, then U.S. Bank in Mason City is ready to help. We have lot loans, construction loans, and construction-to-permanent loans. We’ll guide you through every step of the home financing process. Call 641.494.2164 to schedule an appointment with one of our mortgage specialists.
Building a Home
When it comes to mortgages, every type of home financing has its pros and cons. A fixed-rate mortgage features fixed monthly payments, and it is ideal for borrowers who plan on staying in their home for several years. Adjustable-rate mortgages have lower rates, but they may go up in the future. To figure out the best financing option for you, call 641.494.2164.
Understanding Your Loan Choices
Not all home financing institutions are created equal. At U.S. Bank in Mason City, we have competitive interest rates and mortgage expertise—we can find a home loan that fits your needs and budget. Our mortgage professionals will guide you through every step of the process, from getting pre-qualified to budgeting for closing costs. Call 641.494.2164 to learn more.
Buying a Home